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Disclosure of Fees and APR
APR stands for Annual Percentage Rate, and this is the percentage of the total loan amount that you would pay in the form of interest over the course of a year. While the APR associated with short term loans is higher than with other forms of traditional credit at 260.71% to 1875.00%, keep in mind that these loans are made to be paid back in a short period of time. Therefore, consumers typically pay between 14% and 40% of their total loan amounts as interest.

Disclaimer: www.ineed200-dollars.com is not a lender, nor a financial institution of any sort. We do not make any decisions regarding credit or short term loans. To apply for a loan, you need to fill in a short application form, which is quick and simple to use. Filling out an application is not a guarantee or a promise of intent to lend. If you qualify, your application will be forwarded throughout a network of lenders who may be able to provide you with the funds you request. After you’ve viewed your offer and you have seen the actual cost of your loan, the decision of whether or not to accept the offer is yours alone. www.ineed200-dollars.com has no control over the rates and fees charged by each lender so you should always take the time to weigh the risks and benefits of a short term loan before you apply and again before you sign to approve an offer. We in our turn have taken reasonable measures to ensure that the data and information provided on this website is always available, correct, complete, accurate and current. If you agree with the terms associated with your offer, you are bound to put your electronic signature before the money will be deposited into your bank account. However, you are under no obligation to accept an offer and can cancel it at any time. Some lenders may also run a credit check on you to see if you have any outstanding or default short term loans. This will by no means impact your credit score and is done exclusively to ensure that you are not in bankruptcy and will be able to repay the loan in the future. We may change any of the information, content or material within any of the pages of this website at any time and without notice by updating this posting. All revisions take effect at the time they are published and live on the website. You agree to review these terms regularly. Should you continue to use this website after such changes have taken effect, it will signify that you have read and agree with the changes. We make no claims and provide no warranties in relation to the third party software that may be found on this site in regard to its availability, accuracy, performance or functionality. All of the transactions and communications between you and www.ineed200-dollars.com are subject to local laws, regardless of your location at the time of submitting your application or receiving an approval. Please view the Rates and Fees section of this website for more detailed information associated with the laws that apply to short term loans where you live.